OneCard

Last updated: June 2026

Privacy Policy

1. Information We Collect

We collect information you provide directly: name, email address, phone number, and financial information (bank account or debit card details) necessary to facilitate payments. We also collect usage data such as transaction history, device information, and log data.

2. How We Use Your Information

We use your information to:

  • Provide and maintain our services
  • Process transactions and settle payments
  • Verify your identity and prevent fraud
  • Communicate with you about your account
  • Improve our services and develop new features

3. How We Protect Your Information

We use administrative, technical and physical safeguards designed to protect your information, including identity verification and confirmation of sign-ins from new devices. No method of transmission or storage is completely secure, so we can't guarantee absolute security.

4. Information Sharing

We do not sell your personal information. We share data only with:

  • Payment processors necessary to facilitate transactions
  • Banking partners that issue virtual cards
  • Service providers who help us operate our platform
  • Law enforcement when required by law

5. Group Transparency

When you participate in a OneCard group, other contributors in that group can see transaction details (merchant name, amount, date) for purchases made with the shared card. This transparency is a core feature of our service.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may request account deletion at any time, subject to completing any pending settlements.

7. Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate data
  • Request deletion of your data
  • Opt out of marketing communications

8. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of significant changes via email or in-app notification.

9. Contact

Questions about this policy? Contact us at privacy@onecardapp.com.