Go together.
Pay together.
No one fronts the cost. No one chases reimbursement. Everyone just goes.
What actually happens
Nothing sits in a pot.
There's no shared balance to top up and no one holding the money. When the card is used, every person is charged their share in that same moment, straight from their own account.
Change the split and the next charge follows it. Try it.
One purchase
Charged at the same moment the card is used. Nothing sits in a pot beforehand.
Pay your share from wherever your money lives.
Checking, debit, credit, or buy now, pay later. Everyone links the account they already use, and their share comes straight from it.
Why OneCard
Cuts the bill.
And the bull.
The split is the easy part. Here is what the card does once it is live.
You set the rules. Not the receipts.
Spending limits, merchant controls, real-time transaction visibility. You're in charge, without doing the math.
Works where you already pay.
Tap to pay, check out online, or drop it in your mobile wallet. Anywhere the major networks run.
Every charge, on the record.
Each person sees what was bought and what they paid, as it posts. Nothing to reconstruct at the end of the month.
How it works
Start. Split. Go.
Start a card, set the split, invite your group. Done before the group chat even agrees on a restaurant.
Start a card
Name it, invite your people via link or text. Takes about a minute.
Set the split
Equal, by percentage, or fixed amounts. Change it whenever the group changes.
Everyone connects
Each person links their own bank or card. That is the only setup they ever do.
Go.
The card is live. Use it the way you would use any other one.
Use cases
Chase memories,
not funds.
For Roommates
Rent, utilities, groceries, the router nobody wants to pay for. Everyone's share settles as it's spent.
Learn more
For Teams & Clubs
Rec leagues, booster clubs, team travel, office budgets. Set the rules, let the group spend inside them, and let every share land where it belongs.
Learn more
For Shared Ownership
Racing syndicates, fractional aircraft, boat partnerships. Costs land on the right owner in the right proportion, the moment they're incurred.
Learn moreAnd wherever else a group spends together.
See every use case
Austin Trip 🤠
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Group trips
Flights, the rental and every dinner out.
Tahoe Ski Weekend 🎿
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Ski weekends
Lift tickets, the cabin and gear rental.
Golf Trip JAX ⛳
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Golf trips
Tee times, carts and the 19th hole.
Bach Weekend 🥂
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Weddings & bachelor parties
The house, the deposits, the bar tab.
Baby Shower 🍼
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Group gifts
One gift, with everyone's share paid at checkout.
Pizza Night 🍕
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Dining out
One tap at the table. Split before dessert.
Festival Weekend 🎟️
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Concerts & festivals
Tickets, camping and the merch line.
Game Day 🏈
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Tailgates
The grill, the ice and the parking pass.
Mom's Care 💛
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Family costs
Siblings sharing a parent's bills, fairly.
Lake House 🏡
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Shared homes
Upkeep on a place you all use.
Team Lunch 🥗
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Office budgets
A team budget nobody has to front.
Studio Co-op 🎨
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Crews & co-ops
Shared rent, tools and supplies.
